Showing posts with label general information. Show all posts
Showing posts with label general information. Show all posts

Sleeper BCS College Football Teams

If you are new to the world of football and betting, you might be curious about the term ‘sleeper’ that is thrown around before every season. Discussions about the potential sleeper team might even go on well in to the season. So what are these sleeper teams and why are they named that way?
First of all, no one fixes a sleeper team and it is not an official title that a team can achieve. It is an unofficial title given to a team that suddenly becomes a contender in the championship game or similar.

If the team was a favorite from the beginning, it is not the sleeper team. Only a team that has been thoroughly neglected throughout the pre-season roundups and hasn’t ranked well enough to be noticed can become the sleeper team.

The term ‘sleeper’ comes from the fact that these surprise performers start playing well all of a sudden. So essentially they take everyone by surprise. The main factor here is that no one expected the team to be anywhere near the title-deciding match and suddenly they end up playing it. That is the mark of a sleeper team. They seem to have suddenly woken up from slumber.
There are a good many reasons behind having so many talks about the sleeper team. Everyone tries to guess who the winning team is going to be. Whilst we all like surprises there some who don’t. These are the people who are wagering money on the teams.

When it comes to college football, spreads are already quite haywire because of the huge talent gaps between the teams. A few teams will always be marked as strong contenders and the rest will simply be ignored. However, if there is a sleeper team in there, things get very interesting indeed.
Imagine betting on the favorite and everything going fine until this sleeper team comes out of nowhere and makes off with the title. You lose all that money and it all seems like sheer bad luck. Analysts would beg to differ though.

To them (the analysts), it is all about the statistics and variables. The sleeper team was on the rise and no one noticed because everybody was busy focusing on the favorites. Remember, sleepers become sleepers because no ones really paying any attention to them till they suddenly break lose.
Now imagine betting on a team that turns out to be a sleeper and wins unexpectedly. There is some serious money to be made there. This is why analysts have given in to giving their selections for the sleeper team before each season. However, everyone picks four or five teams for this. So you can’t be too sure that way either.

This is where your understanding of football and continuous screening of information comes in. The ignored teams are ignored for a good reason. So if you think of betting on them, make sure you know what you are doing.

Always remember – never bet money that you can’t afford to lose.

Creative Product Description Sample

There is nothing in this world that can substitute innovation. If you are in the business of innovating products for a mass market, you are in the mind-reading business. You are required to stay one step, may be even two steps ahead of everyone else. That 'everyone' not only includes your competition but your customers as well.

This is of utmost importance because you are expected come up with something that will make people go "Wow!” Making existing things simpler is only doing half your job. Creating something simple, effective and viral is where the true challenge lies.

Innovation should be the tagline for Apple but the name itself is quite enough. Brand recognition is something that Apple does not need to worry about anymore. The company has become synonymous with products that ‘simply work’ and that is something most other companies can only hope to achieve.

For most other companies, having one successful product takes years to achieve. Apple has multiple products that are successful to the point where they have become standards against which others are measured.

Apple’s design philosophy is one that is almost impossible to follow but guaranteed to succeed. They create products that look stunning, perform seamlessly and are exceedingly simple to operate. It is very hard to make the three principles coincide but Apple has been doing just that for years now.

They are standing proof that all you need is innovation and dedication. All else will follow.

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This article was written as a sample. It is meant to show off a specific style of writing. There is no relation between the company mentioned and the writer.

10 Reasons Why You Should Play Chess

Chess is a battle of the analytical powers of two people and not necessarily of intelligence. It is a game that requires calculative and problem solving skills. So here are top ten reasons why you should consider taking up chess.

It increases you I.Q. and that is a very a good reason to start with.
It will help you take decisions faster and will help you take better decisions as well.
It enhances you logical reasoning capabilities, very helpful in real life situations like bargaining and spotting scams.
It will help you increase your concentration.
It will help you make connections with others, a great way to socialize.
Chess will make you think and analyze better, which will lend itself to more creative thinking.
By playing chess you can enhance your comprehension and retention capabilities because it increases your memory and related skills.
You will get a lot of practice at making quick decisions under pressure, very helpful for the corporate boardroom situations.
It will help you plan better and make decisions based analysis of the current situation by predicting the possible outcomes of any decision.
It is really fun once you get the hang of it! It can be incredibly addictive as well.

If you want to sharpen your brain skills, chess is the best way to do it. Not only will help you in your personal development but you can also end up having a lot of fun with friends, family and even strangers.

Finding foreclosures

Foreclosures are a very common scene in a depressed real estate market. You will find them in great many numbers if you know where to look. Even in strong real estate markets you will have foreclosures but there may be not as many in numbers as in the markets that are deflating.

If you are not a professional foreclosure investor, there is usually no point in going to the public foreclosure auctions. Banks and large lenders arrange these auctions and several professional investors are present there to snatch the deal. They are in a far better position than you to judge the value of a property and they also know how close a deal as quickly as possible. So you probably won’t be able to compete with their speed and resources.

Instead go to one of the new online sites that offer listings of homes that have just gone into default. Of course, using the websites will incur a small fee. But the alternative is going to public record offices and searching through thousands of names to find out the details of recent defaulters. Although some of those public offices have put up searchable databases online, they might not always give you the full information online. It is much easier to get proper leads by joining the paid foreclosure-listing sites. You will also be saving a lot of time by searching for pre-foreclosure properties online.

The homes are considered as pre-foreclosure homes when they have missed a number of consecutive mortgage payments. These owners still have the right to sale the property, to apply for refinance and to pay the entire defaulting amount to make their loan current again. You have a small window of opportunity for negotiating with the actual owner of the property. You might also get into contact with their respective lawyers but that doesn’t usually help.

It is best to just go down to the house and find out the house owner directly. If you can manage convince the house owner to talk with you, you are good to go ahead with your offer. If the owner is not willing to talk, you can try to offer the owner a partnership. This means that first you will pay them enough to get the loan out of default and back to current.

If you want to do this, perform the exchange for the deed to the property. Then once you have managed to sell the house you offer the original owner a 10-20% profit. If you need to repair and refurbish the house, then you might need to have a place ready where you can put up the members of the house while the house is being redone.

Of course, if the owner does not accept any offer it is best to just move on to the next prospective property.

These are just simple ways that can get your started in the business. Foreclosures are on the rise during the recession and a lot of money can be made in this market if you have the right information and timing.

What Is The Best Business Card Scanner

It is a common question across various professional fields that need to store data from printed receipts and cards – what is the best business card scanner? The answer is actually a simple one – one that is capable of producing very high quality scanned images and is also equipped with a good OCR software.

The best scanners in the market have a high dpi (some have even 600 dpi) and they will reproduce a very sharp scanned image of the business card or any other document. As for what is the best card scanner supposed to be like, it is either going to be portable (for laptop warriors) or they are going to be bigger desktop scanners with special features to scan varying sizes of cards, receipts and documents.

When you are in the market for a good business card scanner, the ideal thing to do is to go to online stores and compare the models according to your own needs. Instead of just pondering on what is the best business card scanner, go into the details of the packages and offers. See what suits you best according to size, portability, quality and of course budget.

Some of these scanners are large multipurpose machines, others come in ridiculously small sizes for portability. Business card scanners come in packages with softwares so they start archiving your data out of the box. The accuracy of these systems usually depends on the software you are using them with and most have their own software and work seamlessly with it.

Scan Business Card To QuickBooks

QuickBooks by Intuit software is a very popular accounting software that is commonly used by small and intermediate sized businesses. Its popularity has caused many of the business card scanning softwares to offer the feature that enables you to scan business card to QuickBooks.

This feature has become common in card scanning softwares, on both PC and Mac platforms. There are also popular online financial data management services that allow you to export to your data in QuickBooks format. The advantages of being able to scan business card to QuickBooks format are many.

With this feature you get to keep your book keeping completely smooth with QuickBooks and you can use your business card scanner to automatically enter vital data from receipts and bills in to QuickBooks.

This is really a very handy feature to have for those who rely heavily on printed receipts and invoices that are crucial to their accounting. Just take your pick from the various softwares available on the market or the online services and use them to import your data into your QuickBooks Pro and QuickBooks premier, it is that simple.

So, to scan business card to QuickBooks, you need a good business card scanner (or other scanner) and an accurate OCR (Optical Character Recognition) software that reads the data from the scanned image. The software must support exporting or saving data to the QuickBooks native format. Hence with the right business card scanner and software combination, managing your financial documents with QuickBooks becomes a cinch.

The reason why every business requires a merchant account at the earliest

A merchant account is a necessity for any modern business. It is something that most businesses won’t be able to do without, especially in modern times when people are hardly paying cash, even when the purchase is in the real world. That is right; people are making their purchases using plastic money, i.e. cards.

They use Credit Cards and Debit Cards mainly and then there are those strange hybrid cards that are sort of both. So when you get a customer who wants to pay through card, what do you do?

If you have a merchant account, you smile, take the credit card, swipe it and do the rest of the things as the need to be done. If you do not have a merchant account, you frown and say that you do not accept cards and would the customer please pay in cash; resulting in a failed sale.

A merchant account allows you to accept payment through credit cards and debit cards. This is can be either physically in a shop or virtually through your e-commerce website. To accept credit card payments anywhere, you need to have a merchant account.

There are many companies that provide businesses with merchant accounts and if you Google them, you will come up with many options. There are so many companies offering this service, you will be hard put not to find something that suites you. There are plenty of payment packages and services and one of them at least will fit your bill.

Once you have a merchant account, you will get your swipe terminal for your physical transactions. For electronic transactions you have a few choices. You can choose to have a link to the payment gateway used by the account provider to process the payments. Many companies offer custom branded payment gateways for merchant account holders, so your customers won’t feel uncomfortable going to someone they don’t know.


You can also connect the account services to your shopping cart feature on your website. This way you can receive payments on your own website. There are several issues here like having a secured SSL connection, getting security certificates etc. But most companies offering merchant account will help you with setting up your website with your account, so you do not need to worry. There are many good services on the internet who will allow you to host 128 bit secure SSL websites and quite a few are very reputed companies.
So once you have chosen your preferred company and the payment package offered by them, your are almost ready to start accepting credit card payments.

Before you apply for a merchant account, here are a few things you should know. Firstly, watch out for scams that are simply waiting to dupe you in to losing your money. Use this simple rule to judge potential offers for scams – if it is too good to be true, it probably is. Second thing to do is to read the list of required proofs and documents and arrange them accordingly. Reputed providers will put you through a strict checking process, it is quite normal so do not get turned off.

About Foreclosure

Foreclosure is a legal process that is related to mortgages and trust deeds. It typically involves a lending party and a borrowing party. When the borrowing party fails to repay the loan amount on time, the mortgaged or the trust deed property is sold off by the lender to recover the amount of loan that has not been repaid.

Lenders do this mainly because even though the property carries some kind of value, they would rather have the loan amount repaid by one means or the other. The sale usually takes place by the means of an auction where the starting bid is the amount that the lender needs to recover.
Even though the basic idea behind foreclosure is a simple one, the process itself can be very long winded and complicated. There are several options in the debtor’s hand for avoiding foreclosure or for stalling the auction. This is the prime reason why auctions might get delayed or they might never take place at all.

The debtor may successfully file for a renewed contract with the lender. In this case the loan becomes current and the terms of repayment are renewed. This usually means that the debtor has provided enough evidence of his/her ability to adjust the defaulted amount within a period of months. This procedure is similar to the procedure of proving your income and expenditure when applying for a loan.

The debtor may also file for bankruptcy, which will buy some time if it is accepted. But this will have lasting effects on the person’s credit ratings. Any such step should only be taken after consulting a real estate lawyer or counselor.

The different laws at different locations determine how much time the process may take. Like in case of mortgages, the debtor might be able to live in the house for up to a year. But in case of trust deeds, the debtor will usually be given four months till eviction.

The auction is done under an official supervising authority like a county sheriff or directly under the court (judicial sale). The lender or the noteholder (the one who has been promised the money) may choose to either start the auction at the amount of principal that is left to be paid or start it at a lower price. The bid is started at a lower price only if the property is considered to be lower in value than the remaining amount.

In the event that the property is not sold because it failed to get an acceptable bid, the property might remain as a real estate owned by the lender (REO). These properties then are usually sold through the usual real estate channels.

If the auction is successful, then the amount raised is first used to adjust the loan amount that was left. If a balance remains, it is given to lien (right to property) holders if any exist. Finally, if a balance still remains, the borrower will get the money. And that is how lenders and lien holders recover money from defaulting mortgaged properties.

Tendulkar says IPL has transformed Indian Cricket

An old news articles that I wasn't paid for.

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New Delhi: The golden man of Indian cricket, Sachin Tendulkar, said this Tuesday that the shifting of the Indian Premier League (IPL) venue wouldn’t really affect the Indian cricket; claiming that the IPL has transformed the way India looks at cricket.

The venue had to be changed because the IPL was clashing with the general elections.
At a Jaypee group organized event, Tendulkar stated that IPL is the first place where cricket players from around the globe are getting a chance to face off against one another. He said that it is also a fine opportunity for the younger players to interact with the players who have become veterans of the game.

He also however expressed his understanding of the disappointment that Indians are feeling due the IPL being shifted to Australia. He said that he was certain about the BCCI’s efforts to keep the shift from happening and did not feel that it (the shift) will have a negative impact on the IPL’s fame in India.

Tendulkar is the captain of the Mumbai Indians team and says that his team and he are ready for the competition.

Sachin expressed his confidence in the team saying that it is a well-balanced team with a healthy ratio of the young and the experienced. He named players like JP Duminy, Abhshek Nayar, Sanath Jaysuriya and said that he hopes that even this time his team’s accomplishments will impress everyone.
He informed everyone that Jonty Rhodes and Shaun Pollock are advising the team, which has been practicing in South Africa since last month. The two superstars are apparently teaching Sachin’s team to get the best out of the local conditions.

When he was asked about the multiple captaincy of the Kolkata Knight Riders he said that he did not have anything he could say regarding having multiple captains but added that there are always several suggestions coming to a captain.

He declined to comment on it any further by saying that he was only interested in his own team, the Mumbai Indians.

Meet Christian Singles online

There are several websites on the Internet where you can meet Christian singles online. These social networking cum dating sites will provide you with the opportunity to meet other singles just like yourself.

You can rest assured that you will only find Christian singles on these sites because these online networks are built especially for Christian individuals. You will be blessed with many friends here who are just like you, looking for that someone special who is as religious as they are.

With these websites, you can not only meet Christian singles online but also chat with them, exchange private messages and set up dates as well. You can go through hundreds to thousands of profiles and find that unique individual that you are looking for.

You do not need to be on other social networking sites where others do not respect your faith. You can be with your own people, who probably live very close to you. With these sites you can find and meet new people who live in your locality.

With focus on church groups, ministries and local churches, you will be able to date people from within your community.

These Christian dating sties are actually a great way to find out local people who will help you in your journey through life. Meet Christian singles online and find people who will share in your prayers and ministry. Find a partner who will accompany you through your trials and rewards. Find the your love and combine it with your love for the savior and the lord.

Foreclosure Scams

Those who are facing a foreclosure are often tempted by many companies who promise to stop the foreclosure if only you will sign one document. These companies are actually trying to get your money or take your title away from you for making a profit for themselves.

Remember that when promises feel like they are way too good to be true, it is probably a scam. These people have advertisements all over the Internet. So when you are searching for ways to get out of foreclosure, you need to stay away from these frauds.

They will often tell you to hand the house over to them and live as a tenant until you can buy back the home. But you will actually lose your home because no company will let you buy back a house once you have given it away to them.

Do not accept a loan if someone offers you refinance options when not even your own lender will allow you to borrow money. Remember that no other genuine lender will lend you the money if your own lender will not lend it to you.

These scams will often tell you that they have secret ways of stopping foreclosures that no one else is telling you about. It is most definitely a lie because your lender, whoever it is, does not want to foreclose on you. All they want is to make your loan current or somehow recover the principal amount. So remember that you need to discuss your options with your lender openly if you want possible ways to keep your house.

Do not pay someone cash upfront for stopping your foreclosure. All your extra money should be used for paying the mortgage. It does not matter what kind of promises they make, it is impossible for anyone to guarantee that the foreclosure will be stopped. Only the party that is making the foreclosure, i.e., your bank, can give this guarantee (and that will of course never happen).

There are no charitable organizations that donate money to people who are facing foreclosures. There is no one on this earth who will give away money to strangers just because they want to help. They will always have hidden reasons for lending you money. So get rid of any such ideas and do not believe it even if someone tries to convince you otherwise.

Do not pay a company who promises to talk to your lender on your behalf. No intermediate company can talk to your lender and make the foreclosure go away. Your lender will give you options and you will have to choose the option that suits you best.

Some companies might tell you that the transfer of title is only temporary but do not be convinced by them. Every such deed that you sign and notarize is final and binding. You will lose your house and you might still be responsible for paying the mortgage.

The truth in such cases is that there are no quick ways to stop foreclosures. So if you find any such scams, report them to the authorities immediately.

Avoiding foreclosure

Many unfortunate people go in to foreclosure and lose their homes without ever looking at all the other options they might have. In several cases, the debtor has quite a few options to avoid foreclosure and regain control of their homes.

Remember that the lender does not want to own your property, they want your loan to be current and repaid in time. So instead of ignoring the problem and avoiding it until it is too late, go talk to your lender. Lenders often have various options in place for borrowers who are going through a financial crisis.

Even if you are far into the defaulters’ list, you can still sit down and talk with your lender. You can get an extension if you can prove that you have enough income to make the loan current again. This will be calculated against your expenditures and it is similar to when you are applying for a fresh loan.

Read through your loan papers carefully and get to know the mortgage terms before the legal notices start flying. You must be aware of the steps that your lender may take against you if you do not make the regular payments.

Always read the letters sent by the lender. The very first notice will often contain valuable information regarding how you can avoid a foreclosure situation. Do no ignore any mail from your lender because subsequent mails may have official notices of legal action against you. A court will not consider your case on the grounds that you failed to respond to a written communication. Hence, make sure you read the mails and respond to them.

Look at all the possible areas where you can decrease your spending. Give up luxuries like cable TV, club memberships, needless shopping, etc. Cut down on every possible cost and delay payments on ‘unsecured’ loans like credit card bills. You home should be your primary concern right after healthcare.

Use your assets to raise money for the mortgage. You can do this by selling things like old cars, jewelry, etc.  Once the roof over your head is secure, getting these back would be much easier.
There are a innumerable foreclosure scams all around. There are many fraudulent companies who promise immediate relief from foreclosure and many such things only if you sign a document. If you sign without reading first, you might be giving away your claim to the house and becoming a tenant in your own home!

Do not pay a company to get you out of debt either because they will charge you money for information that a government agency or your lender will provide you for free. It is always a good idea to use whatever extra money you have to make your mortgage payments.

Before taking any important steps, it would be wise to talk to a real estate lawyer or a government certified counselor. These people are trained to help you with foreclosure situations and will be able to give you sound advice based on your unique situation.

Guide to buying foreclosure properties

There is a common wrong notion amongst many buyers and first time investors that foreclosure homes are all gold mines. Just buy them at prices way lower than the market value, change a few things and then sell at full market value; earning huge profits.

Buying foreclosures is a tricky business and not all foreclosures are a good deal. Most will not be worth buying especially if you are buying a home for yourself. If you are a homebuyer or an investor, it is better to contact the seller first. Do this before the foreclosure proceedings have a chance to complete themselves and you will have a chance to get a good deal.

But there are always complications involved with buying foreclosures. Get to know the laws that govern foreclosure sales in your location. These laws tend to be different for each location. By agreeing to buy or making a deal you might be breaking a law that you are not aware of.

In some cases you might needed to make certain financial disclosures when buying these properties, like equity purchases. Whatever the legal requirements are, make sure you meet them fully. Or else you risk facing hefty fines, lawsuits; the deal can even be nullified.

Determining the price of a foreclosure is the most important part. You need to understand that these homes are sold absolutely as they are. You absolutely must try to find out everything you possibly can about the property. Once you buy it, you will be buying in to any defect, damage or structural flaw that it might have. In such a case your money will be lost to a bad investment.

So gather as much information about the property as you possibly can. This will also make sure that you do not pay a price that is more than what the property is originally worth. Don’t automatically think that foreclosures are a great deal because most of them are sold at or close to the real market value.

If you want a really good deal, look for houses that need repairs. These are often sold at really low rates and they will be profitable even after you spend money on repairing them.

Even though the auction usually starts at the amount of payment that is to be recovered, bid can quickly go up if there are enough interested buyers. If you are a foreclosure investor, you must make sure that you know the value of the property in the actual real estate market. There are many ways to find this out and you must use them all to judge the value of the property.

Before you even make an offer, make sure you have completed all the bank formalities. Get a preapproval letter from your own lender if there is one. Make sure your own financial position is secure before you make your offer.

If you can cover all the bases properly, you will end up with a good investment by buying the right foreclosure property.

The what’s and how’s of credit card processing

Credit card processing is the name for the entire invisible set of operations that take place whenever a credit card is used either at a retail outlet, online or through mobile phones. This process takes place in several stages, and with the correct service provider, should ensure maximum efficiency, speed and security.

There are various people and virtual checkpoints involved in credit card processing. These are:
The cardholder, i.e. the person using the credit card

The merchant, i.e. the account-holder of the business accepting payment from the cardholder in exchange for goods and services.

The acquirer, who provides credit card processing services to the merchant
The card association, who works as a go-between or gateway in between cardholder and merchant. Example: Networks like VISA or MasterCard

The issuer, i.e. the bank or credit card company that issues the original credit card to the cardholder.
To ensure a completely smooth and secure transaction involving these five entities, a rather elaborate process has been designed for credit card processing.

Step 1: Authorization. Before the cardholder’s transaction is processed, a lightning-fast process of verification takes place. The transaction is transferred from the merchant account to the acquirer, who verifies the existence of the given credit card with the issuer.

Step 2: Batching. The transactions, once authorized, are grouped together in batches. After a certain time period (usually at the end of the working day), the merchant sends the entire batch of transactions to the acquirer for further processing and payment.

Step 3: Clearing or settlement: This is when the money is actually debited (i.e. taken out from) the issuer, and credited (given) to the acquirer. In this step, the batched transactions are sent by the acquirer to the card association, e.g. VISA, which manages the transaction between acquirer and issuer.

Step 4: Payment to merchant. Only after the acquirer receives payment will the merchant get paid. The merchant’s payment is slightly less than the sum paid by the cardholder, as the discount rate (percentage or amount paid to the acquirer) is deducted from it.
These are the steps involved in an uncomplicated, error-free credit card transaction online. Typically, the process takes three days. This duration can be lessened if the issuer and acquirer belong to the same company (e.g. Bank of America card holders using Bank of America’s Merchant Card Processing services).

Credit cards are becoming more and more popular by the day for businessmen. For small businesses, setting up a merchant account for credit card processing is growing viable. It allows them to gain greater functionality for the website – a shop can be maintained without having a single retail outlet.

For consumers, credit cards are extremely convenient. They can be used at times when one is short of ready cash, does not want to carry too much cash, or when buying online proves cheaper than from a retail outlet. Growing familiar with credit card processing helps to demystify the usage of a credit card, and will hopefully encourage more and more people to use them.


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Content created by Radical Ancient, soon to join this blog as a contributor.

Meet Christian Singles for free

Are you looking to meet Christian singles for free, but do not know how to go about it? Are you worried about meeting the right people, who share your faith? Well, your prayers have long been answered, right here on the Internet.

There are many splendid web sites, which cater to individuals just like you who are looking for partners who believe in the Lord the same as you do. You can join up for free at these websites and freely go about looking for single men and women.

You will not have to worry about meeting strangers who do not share your faith. These sites are meant only for Christians and are full of people just like you. Share your thoughts, prayers and your ministry with attractive individuals who are waiting for the right person to come by.

It is very simple to meet Christian singles for free at these places. Just sign up with your email id and start making your profile. You can fully express yourself through your very own profile. Give details about your likes and dilikes, talk about yourself.

And when you are done, you can start meeting people just like you. They will see your profile and immediately know that you are right for them and love will soon take over.

So you see, it is really very easy to meet Christian singles for free with these online Christian social networking sites. All your dreams of the perfect person will come true with just a few clicks.

The Best Business Card Scanner

The best business card scanner that suits your needs perfectly will be easier to find if you know exactly what you want. Look at all the market leaders like Fujitsu, CardScan, Neat, etc. and you can decide which one you want by looking at their specifications and pricing.

These scanners come in mainly two different avatars – the portable and the desktop. For business executives who are always on the move, a portable scanner is the best option. These scanners are most often amazingly slim and small. Some also boast about being the size of a pen! Since most business executives are always on the move, the best business card scanner is a portable one that gets the job done without a hitch.

While buying a business card scanner, keep in mind that many of them allow you to scan more than just business cards. Depending on their size, they can digitize the data on receipts, identity cards, passports, and even photos can be digitized. It all depends on the kind of software that you are using. Most of the softwares are focused on categorizing and storing your business related data but some allow you to do other things as well like storing photographs.

The decision on the best business card scanner for your needs should depend on the image quality of the scanner, its build quality, how easily you can contact after-sales services, the bundle (if you opt for one) and the price. If you need software as well, look around for good combo deals.

The most common SEO spamming techniques

Sometimes, SEO companies have to choose spamming as the quickest way out in order to get higher rankings for their clients in a short period of time. This of course is not a lasting solution by any stretch because the penalty for spamming is severe. Once a search engine realizes that a site has gained a higher ranking through spamming, it will bury the site or remove it completely from its index.
It is always foolhardy to live in ignorance. Because if you are ruined due to your own ignorance, you have none but your self to blame. So knowing about spamming techniques is a must for both SEO companies and clients so that they do not remain fall prey to the situation. It is easy to dig out information on the Internet because it is simply strewn all across the web.
Lets look at the most common ways to spam
a.    DHTML laying and hidden text under layers
b.    Dynamic real-time page generation
c.    HTML invisible table cells
d.    Domain spam
e.    JavaScript redirects
f.    Duplicate domains
g.    Mammoth web sites generated by machines
h.    Invisible text
i.    Publishing empires
j.    Wikis
k.    Link stuffing
l.    Networked blogs
m.    Links inside noscript tags
n.    Forums
o.    Link farm

These just a few examples of the many ways that are used to spam. There are new ones coming up all the time and there are some unknown techniques because only a handful of Internet marketers are working on them.
Actually, it sometimes seems like spammers are as ingenious as SEO professionals and they probably know more about the Internet than the ethical experts of Internet marketing.